HomeMortgage Calculator

Mortgage Calculator

Estimate your monthly mortgage payment with taxes, insurance, and HOA fees. Adjust the sliders to explore different scenarios.

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Loan Details

Home Price
$400,000
$50,000$2,000,000
Down Payment (20.0%)
$80,000
$0$400,000
Loan Amount$320,000
Interest Rate
6.230%
2.000%12.000%
Pre-filled with today's live 30yr Fixed rate (Freddie Mac / FRED)

Loan Term

Monthly Extras

Property Tax
$300/mo
$0/mo$2,000/mo
Home Insurance
$100/mo
$0/mo$500/mo
HOA Fees
$0/mo
$0/mo$1,000/mo

Estimated Monthly Payment

$2,366/mo

Principal & Interest

$1,966

Property Tax

$300

Home Insurance

$100

HOA

$0

Payment Breakdown

Principal & Interest
$1,966/mo
Property Tax
$300/mo
Home Insurance
$100/mo

Loan Summary

Loan Amount$320,000
Down Payment$80,000 (20.0%)
Interest Rate6.230%
Loan Term30 years
Total of Payments$707,808
Total Interest Paid$387,808

This estimate is for informational purposes only. Actual rates and payments may vary.

Amortization Schedule

Principal vs. interest paid each year

1471013161922252830Year$0k$6k$12k$18k$24k
  • Principal
  • Interest

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Equal Housing Opportunity

Just Homes Inc. dba Turn Times (NMLS #2099552) is a licensed mortgage broker. 333 City Blvd W 17th FL, Orange, CA 92868. Equal Housing Opportunity. For licensing information, go to www.nmlsconsumeraccess.org.